(Paperback)

Broad-based and inclusive financial systems significantly raise growth, alleviate poverty, and expand economic opportunity. Households, small enterprises, and the rural poor often have difficulty obtaining financial services for a multitude of reasons, including transaction costs, perceived risk, inadequate infrastructure, and information barriers.

(Paperback)

Reveals widespread problems in home mortgage lending in America, the common threads among people who file for bankruptcy, the reasons so many households are unbanked, and how behaviourally informed financial regulation can make the market work better.