Money Matters for Teens: Advice on Spending and Saving, Managing Income, and Paying for College

(Paperback)

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In Money Matters for Teens, young writers discuss their financial fears and the strategies they've learned to help them spend their money wisely, save for the future, and pay for college.

The gap between the richest and the poorest Americans has been growing for decades, and experts predict it will continue to widen. Young people bear the brunt of this inequality because it makes it harder to get a job and to pay for the college education you need to move up the ladder. Political changes could help close the gap, but in the meantime, teens can help prepare themselves for financial independence. In this book, teens write about learning to handle money wisely, to manage their own income, to pay for college, and how our larger economic system determines their financial standing.

Essays include:

• Equal Work, Unequal Pay
• The Rags to Riches Myth
• Job-Hopping to a Career
• I Took a Scam Job
• Job-Hunting Tips
• A Guide to Drama-Free Banking
• My Credit Card Gave Me False Security
• We Don't Save It for a Rainy Day
• How Am I Supposed to Pay for College
• Countdown to Independence
• and more!

Through these essays, teen readersas well as their parents,teachers, and caregiverswill pick up new tricks to managing their money but will also be provided a much-needed glimpse into how the worldlooks to our younger generations.

Author Bio

YCteen publishes true stories by teens, giving readers insight into the issues that matter most in young people's lives. They are headquartered in New York, New York.

Virginia Vitzthum is the editor of Represent, Youth Communication's magazine by and for youth in foster care. She has written for publications including Elle, the Village Voice, washingtonpost.com, AlterNet.org, Time Out New York, Ms., and salon.com, where she was a columnist. She is the author of a book about Internet dating, I Love You, Let's Meet, and a contributor to Beautiful Trouble, a book about creative activism. She was managing editor of a book series on substance abuse treatment and has edited many other publications. She has worked at Youth Communication since 2008 and also edited Youth Communication's books on drugs, disabilities, sexuality, and other topics.