Decades & Decisions: Financial Planning At Any Age

(Paperback)

Publishing Details

Classifications

Physical Properties

Description

Most books offering financial planning advice focus on specific issues. Joseph C. Conroy's book takes a different, more useful approach. Each chapter focuses on a different decade of an investor's life, highlighting the important financial-planning decisions that are most likely to occur during those years. For instance, the chapter on The Early 50s addresses these issues creating a budget that helps you pay for your child or children's college; understanding the implications of 401(k)/retirement plan loans; and facing career realities. In addition, Joe explains his Buckets strategy, which he has used with hundreds of investors to help them better prepare for their retirement.This new approach helps investors better evaluate where they are in their financial planning life and how best to use their resources to build toward retirement and other key financial milestones.Joe colors practical, actionable financial advice with stories about clients who have faced the same issues he is writing about, giving readers not just a checklist of good financial advice, but sound reasoning behind such actions. As a result, readers of this book are more likely to understand the why's and how's of financial planning better.

Author Bio

Joseph Conroy is a Certified Financial Planner(TM) professional and independent financial advisor. His articles on financial planning have been printed in various publications. He manages his independent financial planning and investment management practice near Baltimore, Maryland. He has clients in 12 states, including California, Texas and New York. Joe's practice is primarily fee based as well as has the ability to offer insurance products such as life insurance, long term care and annuities. As a fiduciary Joe takes great pride in putting his clients' best interest above all else. His passion is working closely with families, offering advice and guidance that enables them to improve their financial lives and work toward their goals.He believes the best first step toward financial improvement starts with education. Through education people can better understand why they make certain decisions with their finances. Then the process of understanding how to improve your finances can begin. When he isn't working, Joe likes to spend time with his wife and children. He also enjoys going to car shows, firing up the grill and traveling.