Girl, Get Your Credit Straight!: A Sister's Guide to Ditching Your Debt, Mending Your Credit, and Building a Strong Financial Future

(Paperback)

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Is "retail therapy" your favorite pastime-even though you really can't afford it Do you ignore the balance on your credit card statements, vowing to pay them off at some point down the line Is your debt preventing you from living your dreams-like buying a home or starting a family If so, girl, it's time to get your credit straight!These days, with easy access to multiple credit cards and glossy advertisements that entice us to spend at every turn, it's all too easy to start racking up debt-and even little slip-ups can lead to real damage over time. In this highly practical follow-up to her bestsellers Girl, Get Your Money Straight! and Girl, Make Your Money Grow!, financial expert Glinda Bridgforth delivers a power-packed plan for paying down debt, repairing your credit score, and securing your financial freedom-along with a future that makes your heart sing.Beginning with simple, engaging exercises to help you assess your spending habits and get clear about what you owe, Girl, Get Your Credit Straight! presents a detailed road map for eliminating debt, one step at a time. You will learn how to- . Devise a system for tracking expenditures, anticipating end-of-month shortfalls, and paying bills on time, every time. Find ways to supplement your income. Consolidate loans to pay off debt faster, decrease stress, and save time and money. Negotiate with your creditors to come up with a payment plan that works for you. Discover the best loans to use for refinancing debt or making major new purchases. Understand how credit bureaus work--and take steps to improve your scoreFilled with Bridgforth's warmhearted wisdom and advice, and complete with worksheets, affirmations, and inspiring stories of African American women who've restored their credit and built new wealth, Girl, Get Your Credit Straight! is a fresh, empowering guide for any woman who wants to say goodbye to debt-for good.

Reviews

Praise for Girl, Get Your Money Straight! and Girl, Make Your Money Grow!A must-have guide for any woman who wants to have power over her money. Warmth, energy, and financial savvy radiate from every page.David Bach, New York Times bestselling author of The Automatic Millionaire and Start Late, Finish RichThoughtful, holistic, heartfelt advice.USA TodayGirl, Get Your Money Straight! and Girl, Make Your Money Grow! speak to the heart and soul of sisters everywhere, and give us the practical tools we need not only to conquer our money fears but to lift our spirits and achieve our wildest dreams!Cheryl D. Broussard, author of Sister CEO and The Black Womens Guide to Financial IndependenceA motivating guide to claiming financial health and success that speaks to the unique money challenges of Black women and offers empowering steps to healing.EbonyThis book is a must for every wise woman and her household.Bertice Berry, author of When Love Calls, You Better Answer and Im on My Way but Your Foot Is on My Head

Author Bio

GLINDA BRIDGFORTH is founder of Bridgforth Financial Management Group,a company that emphasizes holistic coaching. In 2006, Glinda appeared on Oprah in a five-part series called "America's Debt Diet." The author of the bestsellers Girl, Get Your Money Straight! and Girl, Make Your Money Grow!, she writes articles for Essence and is featured regularly on television and radio programs nationwide. She lives with her husband in Detroit.