The Financialisation of the Citizen: Social and Financial Inclusion through European Private Law

(Hardback)

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Description

This book discusses the role of private law as an instrument to produce financial and social inclusion in a context characterised by the redefinition of the role of the State and by the financialisation of society. By depicting the political and economic developments behind the popular idea of financial inclusion, the book deconstructs that notion, illustrating the existence and interaction of different discourses surrounding it. The book further traces the evolution of inclusion, specifically in the European context, and thus moves on to analyse the legal rules which are most relevant for the purposes of bringing about the financialisation of the citizen. Hence, the author focuses more on four highly topical areas: access to a bank account, access to credit, over indebtedness, and financial education. Adopting a critical and inter-disciplinary approach, The Financialisation of the Citizen takes the reader through a top-down journey starting from the political economy of financialisation, to the law and policy of the European Union, and finally to more specific private law rules.

Reviews

Comparatos book constitutes an excellent analysis of the concept of financialization of the citizen, which leaves no stone unturned. The way in which he breaks down the notions of financial and social inclusion, the broader political background of their evolution and their reflection on concrete legal instruments is truly remarkable and speaks for the authors capacity to think on a multi-dimensional level ... Taken as a whole, this book is highly topical and certainly provides food for thought to everyone: not just to legal scholars, but also to policy makers, consumers, and financial service providers. -- Anastasia Poulou * Common Market Law Review *

Author Bio

Guido Comparato is a lecturer in law at Birkbeck, University of London.